Latest News
Bangladesh’s Banking Crisis: Three Decades of Structural Failure
In the New York–based Bangladeshi Professionals magazine, I have examined Bangladesh’s banking sector over the past three decades. This is not a sudden crisis—it is the result of long-standing structural failures marked by political interference, weak regulation, and repeated favoritism toward large defaulters. Restoring stability now requires firm governance, real...
Read MoreCan Bangladesh’s exporters handle Life after LDC status?
Shahin Howlader Bangladesh is standing at a turning point. In just a year’s time, the country is set to leave behind its “Least Developed Country” (LDC) status — a label it has carried for more than 50 years. For many, this is a proud moment, proof of how far Bangladesh...
Read Moreঘাটতি পুষছে ঋণ, গতি হারাচ্ছে অর্থনীতি
শাহীন হাওলাদার জাতীয় বাজেট হলো একটি দেশের আয়–ব্যয়ের নকশা। ব্যয়ের সিংহভাগ অর্থ জোগান দেওয়ার কথা রাজস্ব থেকে। অথচ এক যুগেরও বেশি সময় ধরে রাজস্ব আহরণের লক্ষ্যমাত্রা পূরণ হয়নি। প্রতিবছরই বিশাল ঘাটতি থেকে যাচ্ছে। এ ঘাটতি পুষতে সরকারকে বারবার বৈদেশিক ঋণের শরণাপন্ন হতে হচ্ছে। এতে বাড়ছে ঋণের চাপ, আর সুদ পরিশোধের...
Read MoreWhy the US market matters for Bangladesh’s apparel sector
Shahin Howlader When discussing Bangladesh’s economy and employment, the first thing that comes to mind is its thriving ready-made garment sector. In terms of export earnings, the clothing industry is the lifeline of Bangladesh’s foreign currency earnings. Not only is it the single largest employment-generating industry, which directly employs over...
Read MoreBanking on Reform, Not Politics
Shahin Howlader Years of political meddling and regulatory complacency have crippled Bangladesh’s banks. Only bold, transparent, and depoliticized reform can restore confidence. Bangladesh’s banking sector has long been called the backbone of the economy. But a backbone that bends too easily under the weight of politics and mismanagement cannot support...
Read Moreযুক্তরাষ্ট্রের বাজারে অদম্য বাংলাদেশের পোশাক রপ্তানি
শাহীন হাওলাদার যখন ট্রাম্প প্রশাসন বাংলাদেশি পণ্যের উপর ৩৭ শতাংশ পাল্টা শুল্ক আরোপের ঘোষণা ব্যাবসায়ীদের জন্য এটা ছিল বিনা মেঘে বজ্রপাত।ব্যবসায়ী মহল আশঙ্কা করেছিল যে এই নতুন শুল্কহার বাংলাদেশের যুক্তরাষ্ট্রে রপ্তানি, বিশেষ করে পোশাক খাতে, বিপর্যয় ডেকে আনবে। তবে, যুক্তরাষ্ট্র সরকারের বাংলাদেশের প্রতি নমনীয়তা এবং ধাপে ধাপে তা কমিয়ে ২০...
Read MoreFrom Slump to Surge: Bangladesh’s Remittance ComebackMigrant workers embrace legal transfer routes amid policy reforms
Shahin Howlader For years, remittances — the lifeline of Bangladesh’s economy — had been caught in a worrying slowdown. Despite millions of hardworking migrant workers across the globe, the official inflow figures consistently fell short of expectations, especially in the current decade. Much of the decline could be traced to...
Read MoreRemittance Soars to $2.48 Billion in July
Shahin Howlader Bangladesh received nearly $2.48 billion in remittances in July, marking a strong start to the 2025–26 fiscal year, according to the latest data released by Bangladesh Bank. This is the highest monthly inflow in over a year and reflects a notable 29.5 percent year-on-year growth. In July last...
Read Moredisply-of-work
Shahin Howlader with the Rt Hon Patricia Scottland KC during a courtesy visit at the annual summit of International Monetary Fund (IMF) and World Bank on 2022 in Washington. Patricia is the 6th Commonwealth Secretary-General who was born in Dominica and was their candidate for the post of Commonwealth Head...
Read MoreGovt seeks proposal from IDRA to restore third party insurance
Shahin HowladerPublished on 17 Jan 2023 The finance ministry has sought a proposal from the Insurance Development Regulatory Authority (IDRA) to restore motor vehicle insurance, also known as third party insurance, as it wants to make it mandatory by amending the Road Transport Act 2018. The Finance Division under the...
Read MoreKeeping the centuries-old tradition alive through Halkhata
Shahin HowladerPublished on 14 Apr 2023 The appeal of Halkhata, the opening of new financial record books on the first day of the Bengali New Year, among big businesses has decreased with the advancement of technology, but some traders still practice the centuries-old tradition. A section of businessmen in semi-urban,...
Read MoreAction against Mercantile Islami Life recommended
Lapsed policy rate of the company abnormally high Shahin HowladerPublished on 03 May 2023 00:00:00 | Update: 02 May 2023 23:09:50 An investigation team of Insurance Development and Regulatory Authority (IDRA) has recommended taking necessary action as per the Insurance Act against various irregularities of Mercantile Islami Life Insurance Ltd....
Read More5 insurers hold 81% of life funds
Shahin Howladerpublished on 15 May 2023 00:00:00 | Update: 15 May 2023 00:19:02 Five companies are dominating the country’s insurance sector, holding nearly 81 per cent of the life funds, owing to their best customer service and timely settlement of claims. They are MetLife Bangladesh, National Life Insurance Company, Delta...
Read MoreIntroduce new scheme for motor insurance: IDRA
Shahin Howlader17 May 2023 00:00:00 | Update: 17 May 2023 00:07:54 The Insurance Development and Regulatory Authority (IDRA) has directed non-life insurance companies of the country to introduce new insurance schemes to cover financial loss due to motor vehicle accidents. The regulator gave the direction at the 157th meeting of...
Read MoreIncrease claim settlement, reduce policy lapse
IDRA instructs 7 life insurance companies The Insurance Development and Regulatory Authority (IDRA) has given eight instructions to seven life insurance companies. The instructions include increasing insurance claim settlement and reducing policy lapse. IDRA has also instructed to raise the policy renewal rate to 70 per cent in the second...
Read More“Banking Reporter Kala-kausal” (Techniques of Banking Reports) eBook pdf file
Banking Report bookDownload
Read More‘Banking Reporter Kala-kausal’ hits Amar Ekushey Book Fair
Journalists aspiring to pursue a career in banking journalism can enhance their knowledge by reading a book titled “Banking Reporter Kala-kausal” (Techniques of Banking Reports) that hit the Amar Ekushey Book Fair on Sunday. Shahin Howlader, a journalist with expertise in widely covering the banking sector, authored the book published...
Read MoreShahin Howlader receives honorary award in NY
Shahin Howlader, a Staff Reporter of the Business Post, has received an honorary award in New York for his special contribution to business journalism in Bangladesh. The Consul General of the Bangladesh Consulate General in New York, Md Nazmul Huda handed over the award at an event organized by the...
Read MoreShahin Howlader attended a television interview and was talking about the political unrest of the country to the first electronic media of Bangladeshi expatriates in United States of America. https://www.facebook.com/timetvus/videos/196561676469158/
https://www.facebook.com/timetvus/videos/196561676469158/
Read MoreShahin’s article on insurance sector
The Business Post's published report
Read MoreShahin Howlader with Chondona Gosh, is a inspiring and ambitious entrepreneur, thriving in both her business of Bangladesh
Read More